Capital for your next deal.

We are a Florida-based hard money lender. Every deal is reviewed in-house - often after we have seen the property ourselves - so you get preliminary terms in minutes, close in days, and always have a real person to talk to.

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Florida-based
Reviewed in-house
Terms in minutes
Close in days
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Florida-based
Reviewed in-house
Terms in minutes
Close in days
Our advantage

Why investors choose us

Local, in-house lending - fast answers, honest terms, and a real person on every deal.

Terms in minutes

Get a straight answer on your terms fast — not days of back-and-forth.

Close in days

Underwriting means no waiting on a committee. Submission to funded in as little as five business days.

Local decisions

Florida-based decisions from people who know the local market, can meet you in person, and move fast. Straight talk from someone who knows the local market and has funded deals like yours before.

A real person, not a call center

Your loan is serviced in-house from draw requests to payoff, with one point of contact throughout.

Terms that hold

What we quote at approval is what you sign at closing. No last minute repricing, no surprise conditions.

Our Process

How it works

A simple, transparent process designed to keep your project moving.

01

Tell us about the deal

Share the property, budget and scope. Most investors hear back the same day.

02

Get underwritten terms

We review the numbers ourselves and send a term sheet you can rely on.

03

Close and start renovating

Draws release on a rolling schedule as you complete phases — no chasing payments.

What We Finance

Loan products

Short-term, asset-based financing for Florida investors - from fix-and-flip rehabs to quick bridge and hard money deals.

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Short-Term

Fix & Flip Loans

Purchase and rehab capital for single family and small multifamily flips, up to 90% of purchase and 100% of rehab cost.

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Buy & hold

Bridge & Hard Money

Fast short-term capital to acquire, refinance, or pull cash from an investment property when you need to move before a bank can.

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Support & Answers

Frequently asked questions

Everything you need to know about our lending criteria and process.

How quickly can I get approved?

We review every deal in-house, and most borrowers receive a response the same business day. Once approved, funding can often be completed within a few business days, depending on the transaction.

What types of properties do you finance?

We finance a range of investment deals - fix-and-flip rehabs, bridge and hard money loans, rental bridges, and ground-up construction - on single-family, small multifamily, and select commercial property in Florida. We do not lend on owner-occupied primary residences.

Do I need perfect credit to qualify?

Not necessarily. We evaluate the overall deal, including the property, project scope, and your investment experience. Contact us to discuss your specific situation.

How much can I borrow?

Loan amounts depend on the property, purchase price, renovation budget, and overall project. Submit your deal to get an estimate tailored to your project.

Who are your loans designed for?

Our loans are for real estate investors and business-purpose borrowers - flippers, landlords, and developers using the property as an investment, not as their home.

Am I working with a local lender?

Yes. Brix is Florida-based. We review and decide every deal in-house, we can meet you in person, and you work directly with the people funding your loan - never a national call center.

How do I get started?

Click Get a Quote and submit your deal details. Our team will review your project and guide you through the next steps.

Ready to close fast?

Accelerate your next real estate project

Submit your deal details and get your project reviewed by our in-house underwriting team.